My notes for this property


Add listing to my favorites (required)
Active NEW!
$400,000
/mo Edit
Single Family:  Split Entry (Bi-Level)
4 br • 2 ba • Built 1978
1,605 sqft • 1.162 acres
MLS# 6823979
My rating:
Request a Showing  
Agent
Ask Andy:

Ask the Agent

    Property inquiries submitted online are continually monitored to provide the best possible service.







    Thank You!

    An agent will be in contact with you soon to answer your question.

    Property Description

    Set on just over an acre in Otsego, this versatile split-entry home offers space, functionality, and a location that supports both everyday convenience and active living. With 4 spacious bedrooms, 2 full bathrooms, and an open main level featuring laminate flooring, a shiplap-accented living room, and a kitchen with stainless steel appliances, the layout is designed for comfortable living and easy entertaining. Outside, enjoy year-round relaxation in the private hot tub with gazebo. The attached 2-car garage and bonus 30' X 32' detached garage — fully finished, heated, and insulated — offer the perfect setup for a workshop, hobby space, or extra storage. Located just minutes from Hwy 101, this home provides quick access to retail, dining, and local favorites like Rockwoods restaurant. Enjoy nearby Otsego County Park with walking trails, disc golf, picnic areas, river access, and scenic green space along the Mississippi River — perfect for kayaking, fishing, or weekend outings. This property offers the lifestyle many buyers search for: extra space inside and out, room to grow hobbies or small business needs, and access to outdoor recreation and local amenities — all in a prime Otsego location.

    Listing

    Contingency: None
    Price per sq ft: $249
    City: Otsego
    County: Wright
    State: MN
    Property Style: Split Entry (Bi-Level)
    Zip Code: 55330
    Subdivision Name: Mississippi Shores 4th Add

    Interior

    Living Area: 1,605 ft2
    Common Wall: No
    Appliances Included:
    • Dishwasher
    • Dryer
    • Range
    • Refrigerator
    • Stainless Steel Appliances
    • Washer
    • Water Softener Owned
    Fireplace Details:
    • Family Room
    • Gas
    Basement Details:
    • Block
    • Daylight/Lookout Windows
    • Finished
    • Full

    Exterior

    Stories: Split Entry (Bi-Level)
    Garage Spaces: 5
    Garage Dimensions: 21x21
    Garage Size: 1,435 ft2
    Air Conditioning: Central Air
    Foundation Size: 925 ft2
    Handicap Accessible: None
    Out Buildings: Garage(s), Gazebo
    Road Responsibility: Public Maintained Road
    Heating System:
    • Fireplace(s)
    • Forced Air
    Parking Features:
    • Attached Garage
    • Concrete
    • Detached Garage
    • Electric
    • Finished Garage
    • Garage Door Opener
    • Heated Garage
    • Insulated Garage
    Unit Amenities:
    • Deck
    • Hardwood Floors
    • Hot Tub
    • Kitchen Window
    • Natural Woodwork
    • Patio
    • Tile Floors
    • Walk-In Closet
    • Washer/Dryer Hookup
    Road Frontage:
    • City Street
    • Paved Streets
    Exterior Material:
    • Block
    • Frame
    Pool: None
    Roof Details:
    • Age Over 8 Years
    • Asphalt

    Rooms

    1/4 Baths: None
    Full Baths: 1
    Half Baths: None
    3/4 Baths: 1
    Bathroom Details:
    • 3/4 Basement
    • Upper Level Full Bath
    Dining/Kitchen: Informal Dining Room
    Laundry:
    • Laundry Room
    • Lower Level
    • Washer Hookup
    Upper Level Size Sq Ft
    Deck  16 x 12  192 
    Dining Room  8 x 15  120 
    Bedroom  13 x 13  169 
    Kitchen  11 x 13  143 
    Living Room  15 x 10  150 
    Bedroom 2  14 x 10  140 
    Main Level Size Sq Ft
    Garage  30 x 32  960 
    Patio  16 x 12  192 
    Lower Level Size Sq Ft
    Family Room  15 x 12  180 
    Bedroom 4  14 x 11  154 
    Bedroom 3  11 x 10  110 
    Utility Room  18 x 7  126 

    Lot & Land

    Acres: 1.162
    Geolocation: 45.28244, -93.575368
    Lot Dimensions: Irregular
    Zoning: Residential-Single Family
    Lot Description: Tree Coverage - Medium

    Schools

    School District: 2241
    District Phone: 7632413400

    Financial & Taxes

    Tax Year: 2025
    Annual Taxes: $3,668
    Lender-owned: No
    Assessment Pending: No
    Taxes w/ Assessments: $3,668
    Association Fee Required: No
    Association Fee: None

    Miscellaneous

    Fuel System: Natural Gas
    Sewer System: Septic System Compliant - Yes
    Water System: Well

    Mortgage Calculator

    Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment and loan term. Property taxes are based on the last known value for this property or 0.012 of property price when data is unavailable. Your interest rate and insurance rates will vary based on credit score, loan type, etc.
    Payment:  /mo

    Local Home Mortgage Professionals

    Eric Bloomstrand
    Branch Sales Manager
    Fairway Home Mortgage    NMLS#274211
    612-961-2600
    Eric Bloomstrand is a Branch Sales Manager at Fairway Home Mortgage with 30+ years of experience in the mortgage banking services industry. Eric has extensive skills in construction loans, FHA financing, VA loans, USDA, and first-time buyer down payment assistance programs. He is a well-qualified finance professional with a Bachelor of Science focused in Finance and Marketing from Minnesota State University, Mankato. Helping individuals acquire their dream home is his passion.
    Connect with Eric today to get started with your home purchase!

    Apply Online     Contact Eric     Subscribe to My Newsletter    

    Listing provided by RMLS, courtesy of Real Broker, LLC.
    Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.