For Sale: Otsego MLS# 6823979






















































Active
NEW!
$400,000
Single Family: Split Entry (Bi-Level)
4 br • 2 ba • Built 1978
1,605 sqft • 1.162 acres
MLS# 6823979
Ask Andy:
Ask the Agent℠
Thank You!
An agent will be in contact with you soon to answer your question.
Property Description
Set on just over an acre in Otsego, this versatile split-entry home offers space, functionality, and a location that supports both everyday convenience and active living. With 4 spacious bedrooms, 2 full bathrooms, and an open main level featuring laminate flooring, a shiplap-accented living room, and a kitchen with stainless steel appliances, the layout is designed for comfortable living and easy entertaining. Outside, enjoy year-round relaxation in the private hot tub with gazebo. The attached 2-car garage and bonus 30' X 32' detached garage — fully finished, heated, and insulated — offer the perfect setup for a workshop, hobby space, or extra storage. Located just minutes from Hwy 101, this home provides quick access to retail, dining, and local favorites like Rockwoods restaurant. Enjoy nearby Otsego County Park with walking trails, disc golf, picnic areas, river access, and scenic green space along the Mississippi River — perfect for kayaking, fishing, or weekend outings. This property offers the lifestyle many buyers search for: extra space inside and out, room to grow hobbies or small business needs, and access to outdoor recreation and local amenities — all in a prime Otsego location.
Listing
Listing Status:
Active
Contingency:
None
List Price:
$400,000
Price per sq ft:
$249
Property Type:
Single Family
City:
Otsego
Garage Spaces:
5
County:
Wright
Year Built:
1978
State:
MN
Property Style:
Split Entry (Bi-Level)
Zip Code:
55330
Subdivision Name:
Mississippi Shores 4th Add
Interior
Bedrooms:
4
Bathrooms:
2
Finished Area:
1,605 ft2
Total Fireplaces:
1
Living Area:
1,605 ft2
Common Wall:
No
Appliances Included:
- Dishwasher
- Dryer
- Range
- Refrigerator
- Stainless Steel Appliances
- Washer
- Water Softener Owned
Fireplace Details:
- Family Room
- Gas
Basement Details:
- Block
- Daylight/Lookout Windows
- Finished
- Full
Exterior
Stories:
Split Entry (Bi-Level)
Garage Spaces:
5
Garage Dimensions:
21x21
Garage Size:
1,435 ft2
Air Conditioning:
Central Air
Foundation Size:
925 ft2
Handicap Accessible:
None
Out Buildings:
Garage(s), Gazebo
Road Responsibility:
Public Maintained Road
Heating System:
- Fireplace(s)
- Forced Air
Parking Features:
- Attached Garage
- Concrete
- Detached Garage
- Electric
- Finished Garage
- Garage Door Opener
- Heated Garage
- Insulated Garage
Unit Amenities:
- Deck
- Hardwood Floors
- Hot Tub
- Kitchen Window
- Natural Woodwork
- Patio
- Tile Floors
- Walk-In Closet
- Washer/Dryer Hookup
Road Frontage:
- City Street
- Paved Streets
Exterior Material:
- Block
- Frame
Pool:
None
Roof Details:
- Age Over 8 Years
- Asphalt
Rooms
1/4 Baths:
None
Full Baths:
1
Half Baths:
None
3/4 Baths:
1
Bathroom Details:
- 3/4 Basement
- Upper Level Full Bath
Dining/Kitchen:
Informal Dining Room
Laundry:
- Laundry Room
- Lower Level
- Washer Hookup
| Upper Level | Size | Sq Ft |
|---|---|---|
| Deck | 16 x 12 | 192 |
| Dining Room | 8 x 15 | 120 |
| Bedroom | 13 x 13 | 169 |
| Kitchen | 11 x 13 | 143 |
| Living Room | 15 x 10 | 150 |
| Bedroom 2 | 14 x 10 | 140 |
| Main Level | Size | Sq Ft |
|---|---|---|
| Garage | 30 x 32 | 960 |
| Patio | 16 x 12 | 192 |
| Lower Level | Size | Sq Ft |
|---|---|---|
| Family Room | 15 x 12 | 180 |
| Bedroom 4 | 14 x 11 | 154 |
| Bedroom 3 | 11 x 10 | 110 |
| Utility Room | 18 x 7 | 126 |
Lot & Land
Acres:
1.162
Geolocation:
45.28244, -93.575368
Lot Dimensions:
Irregular
Zoning:
Residential-Single Family
Lot Description:
Tree Coverage - Medium
Schools
School District:
2241
District Phone:
7632413400
Financial & Taxes
Tax Year:
2025
Annual Taxes:
$3,668
Lender-owned:
No
Assessment Pending:
No
Taxes w/ Assessments:
$3,668
Association Fee Required:
No
Association Fee:
None
Miscellaneous
Fuel System:
Natural Gas
Sewer System:
Septic System Compliant - Yes
Water System:
Well
Mortgage Calculator
Use this calculator to estimate your monthly mortgage payment, including taxes and insurance. Simply enter
the price of the home, your down payment and loan term. Property taxes are based on the last
known value for this property or 0.012 of property
price when data is unavailable. Your interest rate and insurance rates will vary based on
credit score, loan type, etc.
This amortization schedule shows how much of your monthly payment will go towards the principle and how
much will go towards the interest.
| Month | Principal | Interest | P&I | Balance |
|---|---|---|---|---|
| Year | Principal | Interest | P&I | Balance |
Local Home Mortgage Professionals
Listing provided by RMLS,
courtesy of Real Broker, LLC.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.
Disclaimer: The information contained in this listing has not been verified by TheMLSonline.com and should be verified by the buyer.

